+254725682556 +254725052660 info@ziprof.co.ke
Client Area

Automation

MPesa Integration

Accept and send MPesa payments directly from your website, app, or system with a Daraja API integration built for reliability and accurate reconciliation.

MPesa Payments Built Into Your Systems

STK Push, Paybill and Till integration, and automated reconciliation for Kenyan businesses

MPesa payment integration

MPesa is how most Kenyans pay for goods and services, so a business that can't accept it automatically is losing sales and creating extra work for staff confirming payments manually. ZIPROF Technologies integrates the Safaricom Daraja API directly into your website, mobile app, or internal system so payments are captured, confirmed, and recorded without anyone checking an MPesa message by hand.

We build STK Push integration so customers enter their phone number and receive the payment prompt on their own device, keeping checkout fast and reducing abandoned transactions. Whether your business collects through a Paybill number, a Till Number, or both, we configure the correct API credentials and callback handling with Safaricom so every transaction is captured in real time. Where you also need to send money out, such as supplier payments, refunds, or disbursements, we set up B2C integration alongside your C2B collection flow.

Getting money in is only half the problem; matching it to the right order or customer is the other half. We build automated reconciliation that matches every MPesa payment to its invoice or order using transaction references, removing the need to manually cross-check statements against your sales records each day. The result is a payment process that runs itself, with accurate records you can trust.

Automation Services

AI Automation MPesa Integration API Integration Systems Scaling Bulk SMS Services

What You Get

One-Tap STK Push Checkout

Customers enter their phone number and pay straight from checkout, keeping payment fast and reducing abandoned transactions.

Paybill & Till Number Ready

Works with a Paybill number, a Till Number, or both, with the correct API credentials and callback handling configured for you.

Collections & Disbursements

C2B collection alongside B2C disbursement, with sandbox testing and a secure production go-live with Safaricom.

Automated Reconciliation

Every MPesa payment is matched to its invoice or order automatically, removing manual cross-checking at the end of each day.

Frequently Asked Questions

Answers to what businesses ask us most.

MPesa integration connects your website, mobile app, or system directly to Safaricom's Daraja API so payments happen automatically instead of customers sending money manually and you confirming it by hand. Since most Kenyan customers prefer paying by MPesa, having it built into your system speeds up checkout, reduces errors, and gives you real-time payment records.

Yes. STK Push lets a customer enter their phone number on your website or app and receive an MPesa prompt directly on their phone to enter their PIN and pay, without leaving your platform. We handle the full setup with Safaricom's Daraja API, including callback handling so your system knows immediately when a payment succeeds or fails.

Only Paybill and Till numbers issued directly by Safaricom can be integrated through the Daraja API, not bank-issued Till or Paybill numbers. A Till Number must also be configured to settle to a bank account rather than withdrawing funds to a phone number, since API integration relies on that settlement setup. It's worth mentioning to the Safaricom agent during onboarding that the Paybill or Till needs to be integrated with a system or app, so it is set up correctly from the start.

Requirements vary by business type (individual, sole proprietor, limited company, NGO, and others), so rather than list them all here, you can view Safaricom's full KYC requirements document to see exactly what applies to your business category.

Yes, we assist with both the Safaricom registration and the technical integration, guiding you through gathering and submitting the right documents for your business category.

Yes, we integrate both Paybill and Till Number (Buy Goods) accounts. We help you register the correct API credentials with Safaricom and configure your system to receive payments correctly through either channel, or both if your business uses them for different purposes.

C2B (Customer to Business) integration allows customers to pay your business through MPesa, which is what most online stores and service businesses need. B2C (Business to Customer) integration allows your business to send money out automatically, such as paying suppliers, refunds, or disbursing loans and salaries. We set up whichever, or both, your business model requires.

We build reconciliation logic that automatically matches incoming MPesa payments to the correct customer order or invoice in your system, using transaction references and callback data from Safaricom. This removes the need to manually check MPesa statements against your records at the end of the day.

Yes. We follow Safaricom's Daraja API security requirements, including secure storage of API keys and credentials, encrypted callback URLs, and validation of every transaction before it is marked as complete in your system, so fraudulent or duplicate payments are caught.

Yes. Whether you have an existing ecommerce website, a mobile app, a school management system, or an internal business system, we can add MPesa payment capability to it without needing to rebuild what you already have.

A standard STK Push integration for a website or app usually takes one to two weeks, including testing on Safaricom's sandbox environment before going live. Integrations involving B2C, bulk disbursements, or multiple internal systems can take longer depending on complexity.

Get Started

Ready to accept MPesa payments automatically?

Tell us about your website, app, or system and we'll get your MPesa integration running.

Talk to Us